Deposit Products

The account is operated via the use of cheque book for withdrawals. Initial amount to open the account is N3,000 for individuals and N5,000 for corporate entities. Minimum operating balance is N1,000 and N3,000 for individuals and organizations respectively. Holders of this account pay COT of N5 per mile on any withdrawal transaction on the account and monthly service fees of N100.

This type of account is mainly for civil servants operating salary account and who wished to avail a standing credit line draw able monthly for a defined tenor of six (6) months renewable after? It is convenience as only one application is required at the initial point and subsequent withdrawals need no letter of request.

This deposit account is operated by the use of passbook and holder of this account must always be present for any withdrawal as third party is not allowed to access funds. It requires an initial deposit amount N3,000 for individual to open the account and N5,000 for corporate organization. A minimum operating balance is N1,000 for individuals and N3,000 for corporate organization

This is a form of target deposits for small saver who desired to save towards meeting a particular need. Holders of this account can access bank loan and interest rate is 6% per annum. The sum of N200 only is required as initial deposit amount to open the account and daily contribution of any amount is allowed. Minimum tenor is ninety days

This is a form of savings deposit for commercial motorcycle (popularly call okada) or those who intend to start this form of business. The minimum tenor is six (6) months and no withdrawal is allowed until after the expiration of agree tenor and interest of 6% per annum is paid to the account holder. Account holders have automatic access to motocycle loan/lease

This is a form of target deposit for Muslim/Christians that intended to save towards celebrating religious rites during idil kabir and Christmas or New Year festivals etc. Holders of this account can access bank loan and interest rate of 6% p.a is paid to the account holder

This is a form of target deposit for children education support mostly funded by the parent. Holders of this account can access bank loan up to N100,000 and repayable within maximum tenor of six (6) months.

This account is a form of target deposit designed for restaurant operators, GSM operators, salon operators, vulcanizers, mechanics etc to inculcate savings habit in them. Holders of this account can access bank loan upto 100% of balance in the account subject to maximum of N100,000 to expand their businesses and interest rate of 6% p.a is paid to the holder of this account.

This is a form of target deposit for individuals that wishes to embark on pilgrimage to either Mecca or Jerusalem to fulfill their religious obligation. A high net worth of individual or organization that intend to send people to perform religious rites can also open this account.

This is a form of target deposit designed to inculcate savings habit in wholesome at village level requiring participation by those in productive activities. - Initial amount to open the account is N100,000 and subsequently weekly minimum contribution of N25,000 is allowed.

This account is a form of target deposit designed to inculcate savings habit in wholesome at ward level requiring participation by those in productive-activities. - Initial amount to open the account is N100,000 and subsequent weekly minimum contribution of N25,000 is allowed.

This is a form of target deposit designed to assist our teeming youth to embrace and engage and engage in economic activities in order to be self-reliance with overall aim of reducing poverty. The account is designed for high-net-worth individual and local government council that wishes to partner with the bank to support the empowerment of the youth through matching funds.

This is a form of target deposit designed to assist widows who are in active business or intend to start-up one after acquiring the needed skill. The account is designed for high-net-worth individuals and local government council that wishes to partner with the bank to support the empowerment of the youth through matching funds.